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Michigan insurance plans are a template for others in the U.S.
Changes are taking place in the insurance sphere. More Michiganians are choosing direct primary-care medicine, auditing companies are fighting insurance corruption and some mammoth corporations are putting employees first by reimbursing left over insurance expenses.
Michigan is at the forefront of some of these progressive concepts that prove corporate America can work optimally if given the correct tools and management.
Kyle Bingham of Premier Private Physicians and SALTA Direct Primary Care, gave me some insight as to why and how the concierge medicine or direct primary care business model for insurance is picking up speed.
“Companies are tired of paying more and receiving less,” Bingham says. “Both of our models attract and retain top talent and act as a differentiator from what their competition is offering in terms of traditional insurance benefits.
“We offer a flat fee, which is easy for the business to budget, and our services are giving individuals and families better access and care while lowering overall health care costs.”
Besides building convenience and trust, high level executives appreciate the idea of a medical model that can compete at the same pace as their lifestyle. Having a doctor who knows you, that you can call in a pinch and can be creative with their time for your sake has been a much needed and missing accessory to our current health care model.
Companies like Patterson Bryant Insurance group in Bingham Farms have become a much needed resource when it comes to companies streamlining insurance expenses for their employees and bottom line.
“You would be surprised the millions of dollars that corporations spend in false or outdated health insurance policies for their employees; this could be anything from employees adding false family and friends or doctors charging for services that weren’t actually done. We’ve seen it all,” says Sunny Connolly, a partner at the firm. He adds, “2018 is going to be “a tipping point for companies in Michigan seeking insurance.”
So, how do corporations respond to streamlined insurance audits like this?
Well, nobody quite knows how to handle their employee insurance packages as ethically and responsibly as machining corporation Atlas Copco, headquartered in Auburn Hills. This hugely successful multinational company continues to reward its employees year after year with bonuses from left over insurance policy funds.
Atlas Copco is a Swedish industrial company with an inclusive employee business model that continues to have an excellent employee retention base. Atlas serves customers in more than 180 countries and has almost 5,000 employees. Its business model is one for the entire world to watch, and we are lucky to have it in Michigan.
“Our employees are happy and we all work together,” says General Manager Anders Hoberg. “It’s important that corporations that compete in the global economy keep the health and trust of their employees at the forefront of their goals and a part of their bottom line.”
Aurore Henze is a naturopath and owner of Michigan Health Star, a multimedia health hub. Visit michiganhealthstar.com or find it on Facebook and Twitter.
Healthcare Stole the American Dream – Here’s How We Take it Back – Dave Chase – TEDx Sun Valley
Dave Chase is the Founder of Health Rosetta Institute (501-c3)/Group (investments); Exec Producer, The Big Heist (Big Short for healthcare) among many other projects.